Different plan this time, a smaller one. For the next 2 months, $15 comes out of each paycheck the same day it lands, straight into a separate account before the repair fund or anything else gets a shot at it.
First, it only counts if it happens automatically, not whenever I remember. Second, it stays off the one page I’ve been building for bills and spending, at least for now (mixing accounts is basically how last week happened).
Ninety minutes each way on the train is a lot of reading time if the books are actually bought and not just bookmarked in a tab somewhere. 2 months, then I’ll know if $15 was too much or not enough.