Spent about 2 hours tonight lining up my health, auto, life, and disability policies side by side to check for overlap.
The auto deductible is where I’m stuck. Going from $500 to $1,500 would save around $34 a month, which sounds good until I picture actually having to cover that in one shot.
I don’t know if I should chase the lower premium or just keep the safety net and eat the higher payment every month…
For anyone who’s done this comparison before, how did you land on your deductible number?